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We Make Business Funding a Reality


  • No application fee or closing costs
  • Build business credit
  • Improve cash flow
  • Grow your business
  • Easy payback with no fixed payments
You Qualify for a Small Business LOAN IF:
  • You are the business owner
  • You have been in business at least 6 months
  • You process a minimum of $5,000/month in credit cards
  • You do NOT process credit cards, BUT your business generates over $100,000 in annual revenue
A Merchant Small Business Loan is Better than a traditional Business Loan:

IT’S FAST – Receive up to $500,000 in just 72 hours

IT’S EASY – Fill out the Contact Form on right or CALL (888) 457-8889 to start application process

IT’S SIMPLE – A small percentage of future sales is collected or you can choose a fixed option.

Traditional bank loans have a lengthy approval process with hidden fees and do not guarantee approval. Innovative Payment Processing facilitates the your funding your business needs to hire more employees, pay off debts, increase inventory, purchase new equipment, renovate… whatever your business requires. We offer non-recourse financing to businesses just like yours that are looking for funding, and as a source of pride, we move quickly to serve our clients.

Since 2005, IPP has delivered over over $500 million to more than 12,ooo merchants.

Contact US today if you can:
  • Use up to $500,000 per location
  • Require cash as quick as 3 days
  • Have been in business at least 6 months
  • You process at least $5,000 each month through


Also, IF you DO NOT accept credit cards, your BUSINESS LOAN can be approved provided you process at least $10,000 in Monthly Revenue.

Innovative Payment Processing offers unsecured financing for any need your business might have based on your monthly gross sales or your average monthly Visa/MasterCard sales. Small Business Loans through Innovative Payment Processing are a trusted and reliable alternative to traditional business loans. We provide funding to businesses in every industry and get them the working capital they need to succeed. If you process a minimum of $5,000 per month in Visa/MasterCard sales or $10,000 per month in gross monthly sales, then you are well on your way to approval. We simply buy a small, fixed percentage of your future sales, and loan that money to you up front.

The Benefits of Choosing a Small Business Loan from Innovative Payment Processing

  • EASY PAYBACK – Each day, you will pay us back either a fixed payment amount or a fixed percentage from your bank deposits. We automatically collect these payback amounts through your credit card processing settlements or automated debits (ACH) to your business account, so you don’t have to worry about late payments or writing checks.
  • WE WANT YOU TO SEE YOU GET FUNDED – Regardless of your credit history or business type, it is highly likely you will qualify. Unlike banks, we make the approval process streamlined and stress-free. Our goal is to help your business succeed, and you don’t need collateral, good credit, a ton of paperwork, or be without debt to easily get the funding you need.
  • BUSINESS FINANCIAL FREEDOM – Get up to $500,000 in just days to use however you see fit. Your business needs capital to grow and succeed. We provide you with that very financial freedom so you can spend less time worrying about getting business financing, and more time growing your business!